Chime Routing Number

1. And with direct deposit, customers can receive paychecks up to two days earlier than at a traditional bank. Plus, Chime doesn't charge fees to use your card abroad; other banks typically charge 1%.
2. I’ve had my last two direct deposits with my longtime employer go to my Chime account. Yesterday received my federal return no problem. Every paycheck I’ve gotten with Chime has hit Wednesday sometime between 4AM-5:30AM EST. Is it a relatively normal occurrence with Chime for fluctuations in time.
3. Your access to Mobile Check Deposit is determined by Chime in its sole discretion based on the history of any Chime-branded accounts you have, direct deposit history, and direct deposit amounts and other risk-based factors. When you deposit cash to your Chime.

Chime works with banks that provide banking services for your Chime Online Banking Account. The bank’s name appears in the Spending Account and Savings Account Agreement and also appears on the back of your Chime Visa^® Debit Card.

Your Routing Number will depend on which bank provides your banking services for your Chime Spending Account.

How to find your Chime Routing Number

• Log in to your Chime Account via the Chime mobile app or at chime.com.
• Go to the Move Money section of your Chime Account and select Direct Deposit.
• The name of bank that provides banking services for your Chime Spending Account, along with the Routing Number and Spending Account Number will be visible on the Direct Deposit screen.

To set up direct deposit, you must provide your Chime routing number and account number to your payroll or benefits provider. You can get this information using the Chime mobile app or the website, www.chime.com. In the Chime mobile app. Tap Move Money to see your Chime.

What is a Routing Number?

A Routing Number is a nine-digit number that used to identify a bank or financial institution when clearing funds for electronic transfers or processing checks in the United States.

When do you need a routing number?

Questions?

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Chime is a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Chime gives you:

• A Chime Visa® Debit Card
• An FDIC-insured deposit account that can be managed entirely from your smartphone
• An optional Savings Account that helps you save money without thinking about it

Chime Pending Deposits

Chime bank accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank or Stride Bank, N.A., Members FDIC.

To set up direct deposit, you must provide your Chime routing number and account number to your payroll or benefits provider. You can get this information using the Chime mobile app or the website: www.chime.com.

In the Chime mobile app:

1. Tap Move Money to see your Chime routing number and account number so that you can give this information to your payroll or benefits provider.
2. Optionally, from Move Money, tap Direct Deposit > Email me a pre-filled direct deposit form to send the completed form to yourself.

You can either print the form to give to your provider or forward it to them by email.

On the Chime website: www.chime.com

What Time Do Direct Deposit Hit Chime

1. Click Move Money to see your Chime routing number and account number to give to your payroll or benefits provider.
2. Optionally, click Print or Download to get a completed direct deposit form.

You can give the printed form to your provider or attach it in an email to send to them.

NOTE: If you need to provide the address of the bank to your payroll or benefits provider, give them the name and address of Chime’s FDIC-insured partner banks that hold your deposits:

The Bancorp Bank
6100 S Old Village Pl
Sioux Falls, SD 57108

Chime Bank Direct Deposit Delay

Stride Bank N.A
324 W Broadway Ave
Enid, OK 73701

Chime partners with two banks, The Bancorp Bank and Stride Bank, to support your account and create an improved member experience. Your Chime account is specifically tied to one of these banks. There is no difference in features, benefits, or member experience between the two banks. You must use the routing number displayed in your app; doing so will ensure your funds are correctly directed to your Chime Spending Account.

Chime Bank Direct Deposit Time

Chime is a technology company that is in the business of providing access to banking services. While Chime provides the digital experience to access your funds, your bank account is backed by one of two partner banks, The Bancorp Bank and Stride Bank, N.A.. Your Chime Spending Account is insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank or Stride Bank, N.A., Members FDIC.