Citizens Bank Cd Rates

Posted By admin On 03/08/22

Certificates of Deposit - Branch Banks 2021. A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate. With our 10 Month CD, you'll know exactly how much you'll earn over a fixed term. Better rates available for Platinum and Platinum Plus Checking customers. This 25-Month CD allows for a longer period of investment with the same fixed rate and peace of mind over a fixed term. Better rates available for Platinum and Platinum Plus Checking customers.

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It’s never too early, or too late to start saving for the future. At Citizens State Bank, we can help whether you’re ready to start a savings account, looking for a premium savings option or want to plan for retirement. We’ll help you select the right savings plan to help achieve your dreams.

Savings Account

An everyday savings account with low minimum balances.

Premium Money Market

Competitive rates for larger balances.
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The perfect plan if you want a basic account with a low minimum balance.
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Maximize your savings with our highest yielding savings account.
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Citizens
Manage your health care expenses with a no annual fee HSA. A debit card gives you easy and convenient access to your HSA funds.
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Certificate of Deposits

If you’d like great rates and great choices on a Certificate of Deposit (CD), look no further. You can select from a variety of CDs depending on your needs and goals. We have term length options from 10 months to five years. You can also select regular CDs and IRA CDs. Check out current rates here.

A Unique CD Option

You can get an adjustable rate CD that breaks all the rules. Our Rule Breaker CD lets you:

  • Bump up your rate once during the term
  • Withdraw up to 50% with no penalty
  • Add to your CD

Citizens Bank Cd Rates 3.25

CitizensCitizens bank cd rates ct

Talk to us about how to start a CD today! See our current rates for more information or contact us.

Certificates of Deposit (CDs)

For personal or business investments, we offer very competitive rates on our Certificates of Deposit. CD’s are available in terms ranging up to 3 years.

Interest may be handled in any way our customers wish:

  • Interest may be allowed to compound
    • At maturity
  • Interest may be withdrawn
    • Monthly
    • Quarterly
    • Semi-annually
    • At maturity
  • Interest may be transferred to any Citizens Bank checking or savings account

Check with a Customer Service Representative at any of our four convenient locations for current CD rates.

Citizens bank cd rates 2020

Citizens Bank is a member of and is insured by FDIC

Individual Retirement Accounts (IRAs)

Citizens bank cd rates

Citizens Bank offers both Traditional and Roth IRAs available as an 18 month variable rate IRA based on current six month CD rates.

  • Traditional IRAs offer customers the opportunity to defer paying taxes on their investment until the funds are withdrawn. Most contributions are tax-deductible, however, certain restrictions apply.
  • Roth IRAs are an excellent choice for customers who wish to deposit after tax dollars now and avoid taxes on qualifying withdrawals later. As with Traditional IRAs, certain restrictions apply.
  • With Traditional IRAs Required Minimum Distributions are required at age 70 ½ .

Contact a Customer Service Representative at any of our four convenient locations for current IRA rates.

Citizens Bank Cd Rates Certificates Of Deposit

Citizens Bank is a member of and is insured by FDIC.