Dhfl Fixed Deposit
Posted By admin On 15/07/22Table of Contents
- DHFL fixed deposit score on many points as compared to other fixed deposits with banks. It offers you higher returns along with more security and safety. It is a customized and specially designed to meet the different requirements of different customers.
- Please find herewith Public Announcement regarding Insolvency resolution process of DHFL (Dewan Housing Finance). According to this, all deposit holders (FD Holders only) (Matured or to be mature) has to submit their claim with insolvency professionals by 17 Dec’2019.
- DHFL had stopped accepting fresh public deposits, renewal of existing deposits and pre-mature withdrawals of existing deposits on May 21. A month later, it defaulted on repayments and triggered a.
- 1 About DHFL Aashray Deposit
- 1.1 Advantages of DHFL Fixed Deposit
DHFL Fixed deposit scheme is available in cumulative and non-cumulative schemes. Minimum deposit for 12 to 84 months is Rs 2,000 and for 14 and 40 months deposits it is Rs 10,000. Interest is computed half-yearly for 12-84 months and yearly for 14 and 44 months deposits.
About DHFL Aashray Deposit
DHFL fixed deposit score on many points as compared to other fixed deposits with banks. It offers you higher returns along with more security and safety. It is a customized and specially designed to meet the different requirements of different customers. This Aashray fixed deposit is available for the different tenure ranging from 12 months to 120 months. The maximum rate of interest for the fixed deposit amount is up to 8.00% per annum. It also provides free insurance cover of ₹1 lakh to individual depositors in case of single deposit account and every first depositor in case of joint deposit account.
Advantages of DHFL Fixed Deposit
- It is rated as AAA (FD) by CARE and BWR FAAA by Brickworks and assure the highest degree of safety
- Available with a minimum investment of ₹10,000 only
- Additional interest of 0.25% for senior citizens
- Additional interest of 0.25% for senior citizens, widows, armed forces personnel, DHFL Home Loan/SME Loan/Mortgage borrowers
- Facility to avail loan against FD of up to 75% of the FD amount
- It also offers free accidental death insurance of ₹1 lac to the individual depositor and every first depositor.
- Safe, secure earning of short/medium/long-term investment
- Liquid investments
- Prompt and timely payments
- ECS facility for internet payments
- Hassle free process
Fixed deposit renewal policy
Dhfl Fixed Deposit News
Fixed deposit will be renewed from the maturity date at prevailing rates on the said date if renewal request is received within 6 months of the maturity date. If the renewal request is received after 6 months of the maturity of fixed deposit, the company will not pay the interest for the interim period between the date of maturity and date of renewal.
Amount Below ₹50 lakhs
Dhfl Fixed Deposit Premature Withdrawal
| Non-cumulative | ||||||
|---|---|---|---|---|---|---|
| Tenure | Minimum Deposit | Cumulative | ||||
| Monthly | Quarterly | Half-yearly | Yearly | |||
| 12 | ₹ 2,000 | 7.75% | 7.40% | 7.75% | 7.55% | 7.75% |
| 14 | ₹ 10,000 | 7.80% | 7.45% | 7.80% | 7.60% | 7.80% |
| 24 | ₹ 2,000 | 7.80% | 7.45% | 7.80% | 7.60% | 7.80% |
| 36 | ₹ 2,000 | 7.85% | 7.50% | 7.85% | 7.65% | 7.85% |
| 40 | ₹ 2,000 | 7.90% | 7.55% | 7.90% | 7.70% | 7.90% |
| 48-120 | ₹ 2,000 | 8.00% | 7.65% | 8.00% | 7.80% | 8.00% |